In our community, car accidents are the most common cause of personal injury lawsuits. Technology, in many instances, has improved our ability to survive a car wreck, sometimes without significant injury. However, airbags, seat belts, and crash protection have their own limitations. While crash protection has improved over the years, the number of drivers who are severely distracted has multiplied by the thousands. Twenty years ago, you had to worry about someone looking down to adjust the radio or turn on their air conditioning. Now, drivers are distracted by phone calls, texting, facebook, twitter, and any one of the number of gizmos that can be found in newly manufactured vehicles. What's worse, an increasing number of individuals operate their vehicles while under the influence of alcohol, prescription medications, or illegal drugs. Even if another driver is trying to pay attention, accidents happen due to less intentional forms of negligence. No matter the cause, in a matter of seconds, your life and the life of your family can change forever.
The greater the mass and faster the speed, the greater the force of an impact. Coal trucks, gravel trucks, 18 wheelers, and other commercial vehicles are constantly traveling on US 23, Interstate 64, and our secondary roadways. While the the operation of these vehicles is essential to our economy, the devastation that results from an impact with one of these trucks is in most cases, far more severe. Although state laws govern the operation of vehicles in Kentucky, additional laws and regulations apply to the operation of these larger commercial vehicles.
While the facts surrounding a car or truck wreck can become complicated, the issues that arise litigating car wreck claims can become even more tasking. Unless you have filed a written rejection of PIP or No Fault benefits with Kentucky Department of Insurance, if you are a Kentucky resident who purchased automobile insurance within the State of Kentucky and you have been injured in a car or truck wreck, you should be entitled to PIP or No Fault benefits. These benefits pay for a portion of your medical expenses and lost wages. Additional issues arise when your medical expenses have been paid by your own private health insurance, Medicaid, or Medicare. Understanding these issues and identifying the benefits and coverage that is available to you after you have been injured in an automobile accident is extremely important and is the key in determining that you are fully compensated for your loss.
The greater the mass and faster the speed, the greater the force of an impact. Coal trucks, gravel trucks, 18 wheelers, and other commercial vehicles are constantly traveling on US 23, Interstate 64, and our secondary roadways. While the the operation of these vehicles is essential to our economy, the devastation that results from an impact with one of these trucks is in most cases, far more severe. Although state laws govern the operation of vehicles in Kentucky, additional laws and regulations apply to the operation of these larger commercial vehicles.
While the facts surrounding a car or truck wreck can become complicated, the issues that arise litigating car wreck claims can become even more tasking. Unless you have filed a written rejection of PIP or No Fault benefits with Kentucky Department of Insurance, if you are a Kentucky resident who purchased automobile insurance within the State of Kentucky and you have been injured in a car or truck wreck, you should be entitled to PIP or No Fault benefits. These benefits pay for a portion of your medical expenses and lost wages. Additional issues arise when your medical expenses have been paid by your own private health insurance, Medicaid, or Medicare. Understanding these issues and identifying the benefits and coverage that is available to you after you have been injured in an automobile accident is extremely important and is the key in determining that you are fully compensated for your loss.